Risco Credit Information
It combines the system for managing bank credit applications with the Credit Information Bureau..
Who have we created Risco Credit Information for?
Risco Credit Information is a system created for banks and financial institutions, which need a system for communicating with the Credit Information Bureau and optimally downloading, data needed for the management of credit applications.
It is suitable for:
- deposit-credit banks
- cooperative banks
- and other financial institutions.
Risco Credit Information – a characteristic of the system
It is a system for managing credit information by banks and it includes the following interfaces: BIK Individual Client and BIK Entrepreneur, with the use of the CPU-CPU connection.
The architecture and structure of that system have been designed in such a way that it can achieve maximal possible efficiency, fulfil all expectations of those who use it, and facilitate their work with it.
The system intelligently manages the data obtained or uploaded earlier from the Credit Information Bureau. It also functions as a type of base of all the downloaded data.
The system communicates with various bank systems and manages queries from them. It is not limited to a system for the management of credit applications.
Unique advantages
Intelligent system management
Communication and management of queries from various systems of a bank
Automatic archiving of historical data
A description and selected functionalities of the system
Automatic monitoring of the connection of MQ with the Credit Information Bureau (CIB) and with the credit application management system
Formal validation of data obtained in queries from the credit application management system
Defining the period for which the Credit Information Bureau reports, which have been received earlier, may be re-used
The possibility of automatic resetting, stopping, and starting channels used for communication with the Credit Information Bureau
The possibility of manually entering data (which is then sent automatically to the CIB) concerning the consents to the data processing by the Credit Information Bureau, given/withdrawn by clients
The possibility of configuring whether the Credit Information Bureau reports are to contain data about client products in entities, which are not from the banking sector
During the generation of responses to the credit application management system the system enables use of reports, which have been downloaded from the CIB earlier, or reports that have been uploaded as files received from the CIB within the framework of monitoring queries
Generating various types of reports (e.g. data received from the Credit Information Bureau in non-processed form or reports concerning consent management)
Management of queries from various systems of a bank
Full management of administrative messages exchanged with the Credit Information Bureau,
Full management of all types of errors and warnings returned by the Credit Information Bureau
A mechanism of automatic archiving of historical data
A detailed event log with information about changes in the configuration of the system
A change of business parameters, with the use of the maker-checker principle (optionally)
The possibility of translating the data received in a query before sending it to the Credit Information Bureau
The possibility of reading dictionary data from files
Acquaint yourself with remaining products
Risco Software Sp. z o.o.
Al. Jerozolimskie 123a
02-017 Warszawa
tel. +48 22 622 58 33
fax. +48 22 622 58 34
e-mail: kontakt@riscosoftware.pl
